Moving home can be a very expensive and stressful process keeping on top of the costs one of the main areas of stress. It’s easy to let this part of the of the moving process cost more than need be. Paying solicitors fees and estate agents are unavoidable but still negotiable! So always ask for discount and whether that is their best price. Do not be afraid to ask, its your hard earned money.
One area you can save money is by hiring a man and van service to do the actual moving of your belongings. Rather than a full blown removal company who will charge a lot more than a smaller man and van company. Most man and van companies offer more than one man so will be able to provide a team of moving porters if needed.
When looking for a man and van try and get one from recommendation and look for reviews online. Book with an established company who will have years of experience moving furniture. Not with one that is “doing it between jobs”. On moving day you will need experienced moving men handling your furniture and possessions. You may have to clear your home of unwanted items. It may be useful to use a house clearance company for this service.
The financial costs of moving home
You will find the only people who actual do any physical hard work for the money you pay during your relocation is the removal men.
When a property is bought or sold, the legal ownership sometimes called the title deeds must transfer from the seller to the buyer. The process is known as conveyance.
Carried out on behalf of the mortgage lender, however you may have to pay for it. Most lenders charge valuation fees and the cost depends on the value of your property.
This is when your conveyance requests information from the local authority. This confirms details about any planned developments that may affect the property. Searches are carried out to determine any additional information about a property that often isn’t evident initially. The fees for searches should come within the cost of the conveyance.
If you’re buying a home, you are going to be taxed. Stamp duty after the official stamps that used to certify payment. At the time of writing if you buy property for more than £125,000, you pay Stamp Duty Land Tax of between 1% and 7% on the whole purchase price.
The physical process of moving all your belongings form your old place to your new home. Some people go the DIY route of hiring a van themselves. Others let professional removal companies or man and van services take the burden. These are the only people who get paid for physical hard labour.
You now own a new home, so it is crucial to protect it, and also all your belongings. Household insurance is divided into two parts. Buildings insurance and contents insurance. They can be purchased individually. Some insurance companies offer a single policy cover for both which can save you money. Buildings Insurance provides cover for the property itself, such as kitchen and bathroom fittings and running water. It also provides cover for events such as fire, flood or even subsidence. Contents Insurance insures all your possessions inside your home. It’s up to you what your insurance policy covers. The insurance quote will depends on how much it covers.
The cost of moving home
There is a lot of resources on the internet comparing lots of the associated costs with moving home. Most of these compare sites are getting a commission from you. When you use their websites so they are useful for finding the supplier then go direct and get the discount yourself.